In this article, we are going to discuss a topic that, although it may be unsettling, is crucial for the security of our personal information: identity theft.
Scammers are cunning, and their methods for stripping us of sensitive information are becoming more sophisticated. Although it’s natural to feel concerned about these risks, we should not feel defenseless. There are strategies to protect ourselves, and it is vital to be informed to improve our quality of life.
Although digital theft is on the rise, today we will focus on the risks associated with physical documents and telephone calls without underestimating the importance of digital security.
One of the first lines of defense is to obtain and review your free annual credit report from the three major credit bureaus in the U.S. Check your address, employment status, account status, and any lawsuits or bankruptcies registered in your name.
Use passwords that are not obvious and take advantage of the additional security options offered by banks, such as 2-step verifications and applications with enhanced protection measures.
If you share housing, secure your important documents, especially those related to social security and immigration. Do not carry your Social Security card with you, and keep its number confidential.
Check your mailbox regularly, and use secure collection boxes or the post office to send your mail. Destroy documents containing personal information, such as credit card offers or bank letters, before disposing of them.
Be wary of calls requesting personal information. If someone claims to be from a financial entity and asks for your data, verify the authenticity of the call on your own before sharing any information.
Maintain a cautious attitude, and do not share personal information without verifying the legitimacy of the request. Remember your rights as a consumer and the importance of regularly reviewing your credit report.
At Abogados Centro Legal, we share specialized information to help you navigate these complex topics and better protect your life. If you or a family member have been victims of identity theft, you can contact Abogados Centro Legal at 205 506 2129 or schedule a consultation.
