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Should I Settle My Personal Injury Case? 4 Things to Consider

Should I Settle My Personal Injury Case? 4 Things to Consider

You’ve been injured in an accident that was someone else’s fault, and you’re ready to get compensation for your losses.

It has been months of back and forth with the insurance company, tons of paperwork, and stress, all while trying to recover from your injuries.

The insurance company finally puts an offer on the table.

You’re now at a crossroads, deciding whether to settle the case or move forward with a lawsuit.

The truth is, this dilemma over personal injury settlements would have anyone questioning what to do.

On the one hand, you want to put this whole situation behind you. On the other hand, you don’t want to be railroaded into taking a small personal injury settlement that won’t benefit you in the long run.

Our team at Abogado Central Legal is familiar with this scenario. We’ll guide you through some considerations you should make before moving forward with either option.

Are You Receiving a Fair Personal Injury Settlement?

The first thing you want to consider is whether the numbers add up. The insurance company’s goal is to protect its bottom line, not yours. For you, this could mean you won’t be offered a fair settlement right out of the gate.

The insurance company is counting on you not to know they’re offering way below market. So, you want to ensure that your settlement aligns with the economic and noneconomic losses you sustained due to your accident.

You should consider damages, such as:

  • Medical bills
  • Lost wages
  • Reduced earning capacity
  • Loss of property

Suppose you lost your car and job due to an accident. You had a severe injury, underwent surgery, and required months of physical therapy.

In the meantime, your bills and medical expenses are piling up, and you can’t perform everyday tasks around your home. And it is going to take even more money to attain maximum medical improvement for your injuries.

Then the insurance company finally sends you an accident settlement for your serious injury. But is it fair?

Don’t be blinded by zeros. Make sure your compensation matches your pain.

Do You Have Time to Wait for a Trial?

Sometimes, whether you settle or sue is a matter of time. It can take years to resolve a personal injury lawsuit. Every state’s pre-trial procedures differ, but on average, it can take one to two years to officially begin the trial phase in Alabama.

If you don’t have the time to wait to receive payment for your losses, settling your case may be a good option. However, keep in mind that settling your injury claim can bar you from pursuing further litigation, meaning if in the future you realize that you were owed more money, you will not be able to seek monetary compensation.

When someone’s negligence has injured you, you deserve fair compensation.

Do You Have a Strong Legal Case?

When it comes to a personal injury case, you don’t want to go up to bat without a strategy; you’ll just be swinging away and never hit anything.

To be successful in your case, you need a solid legal case against the at-fault party. In bringing your suit, you have the burden of proving fault with the other party. You must establish negligence and provide evidence of your losses and associated costs.

This may require enlisting the help of expert witnesses, gathering medical records, performing investigative work, and researching the laws that pertain to your case.

If that sounds like a lot, that’s because it is. But you can get help with your case by working with an experienced personal injury attorney.

Contact a Personal Injury Lawyer Before Settling Your Personal Injury Case

At Abogado Centro Legal, we understand that deciding how to move forward in your case will significantly impact your life.

Our personal injury attorneys will do everything in our power to help you by:

  • Providing a free legal review of the facts in your case
  • Offering legal advice on your options
  • Sending a demand letter for payment
  • Negotiating with the insurance company to get a reasonable settlement
  • Filing a lawsuit on your behalf
  • Representing you in court

Most personal injury cases settle out of court through an agreement for structured settlement payments or a lump sum payout. But if you have serious injuries or settlement negotiations go nowhere, litigation is a valid option.

Our law firm has collected millions in compensation for personal injury cases. Let us get justice in your case.

Call today to schedule your free consultation. You pay nothing unless we win.

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